According to a new survey from CreditCards.com, 35 percent of small business owners said they have had to use their own financial funds to help their business stay open. For example, they used a personal credit card or pulled money from their savings account.

Thirty percent of respondents said they utilized the Paycheck Protection Program (PPP)—which was included in legislation passed by Congress to provide small businesses with forgivable loans. In total, 70 percent of businesses reported having to rely on some form of savings, credit or government program to stay afloat during the pandemic.

The results reveal how hard small business owners have been hit since the pandemic crisis forced many to shut down and/or lay off employees both temporarily or permanently. While the PPP loans provided a necessary lifeline for small businesses early on in the pandemic, many on Main Street are still searching for additional funding.

Now, as Congress continues to debate the next round of COVID-19 relief, small businesses should remain at the forefront. Another round of PPP loans, a business liability shield and a payroll tax cut are all welcome measures for America’s job creators.