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The ACA and Too Much Coverage

Is there such a thing as a healthcare plan that covers too much?
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The new healthcare law requires every American to have insurance… that’s a good thing right?

But, the insurance every American must buy includes everything from maternity benefits (even if you’re a guy and can’t have a kid) to treatment for mental health issues and addiction (even for people who never drink or do drugs).

On top of that, if you don’t buy the required insurance you’ll have to pay a fine… is that still a good thing?